Do you invest your money? Putting away a portion of your income into an investment plan creates more money later. With interest rates and financial pundits it is easy to see why financial investment makes sense.

But what about investment in other areas? Do you invest in your time, brain, body or space? What about investments in the books you read and friends you meet? Although few areas of life have the precision of an investment account, applying investment principles to other situations can have incredible gains.

Here are a few started points to consider your investment into life:

Mind. How much time do you spend learning? Not just studying for mandatory courses, but subjects you seek out only to learn. You can’t predict the value new information will have until you learn it. So pick up a book and start investing in your brain.

Body. Until medical science allows full body transplants, your stuck with your body for awhile. Putting in the right investments of exercise and healthy eating will ensure it can pay out later. Extra energy, less sick days, increased mobility and a longer life are just a few of the returns.

Skills. What skills may come in handy later? Knowing how to prepare your taxes? How to fix your computer? PHP? Spend a half hour each day investing into a skill.

Order. A small amount of time spent creating an organizing system can save dozens of hours otherwise lost. A simple system to order your tasks and office will keep mess from compounding.

Tools. Need to upgrade your computer? Or maybe you just need to do a quick reformat to clean out the hard drive. Craftsmen keep their tools sharp, why not yours?

writing. Do your e-mails look like they were written by a thirteen year old on an instant messenger chat screen? writing isn’t going away any time soon, so learn to communicate clearly in print.

network. Building a professional and private circle of friends is something you can’t do on demand. It takes considerable upfront investment, often when you don’t really need it. But having an extended network can give you access points to opportunities later.

Communication. How are your speaking skills? Can you do a fantastic cold call? Are you good at talking to strangers? How about empathizing with a friend? Find opportunities to invest in your communication skills.

Stories. Are you living a life worth talking about? I like to see interesting experiences as being investments in stories later. Do something worthy of telling stories later.

Courage. Make getting uncomfortable a habit. If you regularly flex your emotional muscles in handling new situations you are better prepared for when you really need to. You don’t need to take huge steps, just small investments.

Work Ethic. Invest in creating the character traits to get stuff done. Investing in these core traits are easier because the act of investment is useful in itself. While exercising at the gym may lead to a healthy body it doesn’t create new value. Finishing projects, building discipline and developing a productivity system will invest in a work ethic while adding value.
Leaky Faucets. The drip-drip-drip of a leaky faucet can waste huge amounts of water over time. But water loss isn’t the only type of leaky faucet you can encounter. If a problem is small but likely to reappear, fixing it immediately can save enormous costs later.

Habits. Your regular routine is an often neglected but incredibly important aspect to consider. You can’t turn yourself into a robot, but you can take simple steps to ensure your daily activities flow smoothly. Eating habits, sleeping habits, work habits and your daily rituals all contribute to your life.

Strong Connections. networking isn’t just about adding names to a Rolodex or a Blackberry. Having close professional and private bonds can be an incredible asset. Investing in empathy, listening and softer, more passive, skills can be an incredible asset in making you a people person.

Rest. Frustrated stress is an emotional debt. Although it’s good to have a challenge you also need to invest in your psychological well-being. Finding outlets for frustrations and creating rituals to recover your energy can ensure you don’t accumulate debt payments later.

Basics. Invest in the areas of your life that come up frequently. If mastered, basic skills, routines and places can reduce the amount of work you need to do. Basic skills such as cooking, reading, exercising and listening all benefit from investments.

Appearance. You could definitely argue that the world is far too shallow, and I’d have to agree. But your appearance and attire is a subtle form of communication about yourself. So if you’ve been sporting the four day stubble and your shirt has one too many holes, maybe it’s time to invest in that first layer of communication.

Business. Anyone who tells you that running an online business or self-employment is easy is either a liar or a fake. That being said, working on your entrepreneurial skills has advantages that go beyond money. Besides doing something you love, you can make new connections, build a reputation and immerse yourself in an environment of learning. I know many people that have started Businesses, and while it definitely takes work, the investment is usually worth it.

你(ni)用(yong)錢(qian)投(tou)資(zi)過(guo)嗎(ma)
？如(ru)果(guo)你(ni)的(de)部(bu)分(fen)收(shou)入(ru)用(yong)作(zuo)投(tou)資(zi)的(de)話(hua)

，那(na)將(jiang)帶(dai)來(lai)更(geng)多(duo)的(de)回(hui)報(bao)。有(you)了(le)利(li)率(lv)的(de)驅(qu)動(dong)和(he)財(cai)經(jing)權(quan)威(wei)人(ren)士(shi)的(de)輔(fu)助(zhu)，我(wo)們(men)很(hen)容(rong)易(yi)就(jiu)明(ming)白(bai)金(jin)融(rong)投(tou)資(zi)的(de)意(yi)義(yi)。

但你有沒有想過其他的投資渠道呢？你投資過你的時間
、頭腦
、身(shen)體(ti)和(he)空(kong)間(jian)嗎(ma)？投(tou)資(zi)你(ni)讀(du)過(guo)的(de)書(shu)和(he)見(jian)過(guo)的(de)朋(peng)友(you)又(you)怎(zen)樣(yang)呢(ne)？盡(jin)管(guan)生(sheng)活(huo)當(dang)中(zhong)很(hen)少(shao)領(ling)域(yu)精(jing)算(suan)過(guo)其(qi)投(tou)資(zi)帳(zhang)目(mu)
，但(dan)是(shi)把(ba)投(tou)資(zi)原(yuan)理(li)應(ying)用(yong)到(dao)其(qi)它(ta)領(ling)域(yu)將(jiang)會(hui)帶(dai)來(lai)意(yi)想(xiang)不(bu)到(dao)的(de)回(hui)報(bao)。

以下幾點將引領你去投資生活。

tounao。niyuanyihuafeiduoshaoshijianzaixuexishang？buzhishiweilexuexibixiudekecheng
，ershiyaozhaokemulaixue。zainixueximouyangdongxizhiqian，niwufayujitadejiazhihesuodailaidexinxinxi。suoyi
，mashangnaqiyibenshukaishiweinidetounaotouziba。

2. 身shen體ti。現xian在zai的de醫yi療liao科ke學xue已yi經jing達da到dao可ke以yi全quan身shen移yi植zhi的de地di步bu了le，你ni隻zhi是shi暫zan時shi背bei負fu著zhe自zi己ji的de身shen體ti。如ru果guo進jin行xing合he適shi的de運yun動dong投tou資zi加jia上shang健jian康kang的de飲yin食shi，那na將jiang保bao證zheng你ni很hen快kuai就jiu得de到dao回hui報bao。充chong沛pei的de體ti力li，健jian康kang的de日ri子zi，良liang好hao的de活huo力li和he長chang久jiu的de生sheng命ming隻zhi是shi投tou資zi回hui報bao的de一yi小xiao部bu分fen

3. 技能。哪些技能日後會用得著呢？知道怎麼為你的納稅做準備嗎？知道怎麼安置你的電腦嗎？知道怎麼使用PHP嗎？每天投資半個小時去學習一個技能吧。

4. zhengli。huafeihenshaodeshijianjiukeyichuangzaoyigeyouzuzhidexitong。zheyangjiukeyiweirihoujieshenghenduoshijian
，fanzhizeran。ruguonagexitongzhishinenggoujiandanguanlinideshiwuhebangongshi
，namenidegongzuojiangbiandeyitahutu。

5. 工具。需要更新你的電腦嗎？或者你隻需要把你的硬盤格式化。工匠會把他們的工具磨得很鋒利
，為什麼你不學他們嗎？

6. 寫作。你的e-mail看起來象一個13歲小孩在即時聊天屏幕上寫的東西嗎
？寫作在任何時間都不會離你而去，所以要學會以書寫的形式與別人交流。

7. 網(wang)絡(luo)。建(jian)立(li)一(yi)個(ge)專(zhuan)業(ye)和(he)私(si)人(ren)的(de)人(ren)際(ji)網(wang)並(bing)不(bu)是(shi)隨(sui)手(shou)可(ke)得(de)的(de)。它(ta)常(chang)常(chang)需(xu)要(yao)在(zai)不(bu)經(jing)意(yi)的(de)時(shi)候(hou)先(xian)進(jin)行(xing)投(tou)資(zi)。但(dan)有(you)了(le)一(yi)個(ge)廣(guang)闊(kuo)的(de)人(ren)際(ji)網(wang)，它(ta)就(jiu)能(neng)帶(dai)給(gei)你(ni)很(hen)多(duo)機(ji)會(hui)。

8. goutong。nidegoutongnenglizenyang？ninengyingfuyigejixingdefangwenma？nishanyuyumoshengrengoutongma
？zenyangqulianxiyigepengyoune？zhaojihuiweinidegoutongnenglijinxingtouziba。

9. .故事。你的生活是否值得一談？我喜歡經曆有趣的事情
，就像對日後與經曆有關的故事進行投資一樣。做事情就是在給別人講故事。

10. .勇yong氣qi。養yang成cheng不bu自zi在zai的de習xi慣guan。應ying對dui你ni做zuo了le充chong分fen準zhun備bei的de新xin情qing況kuang
，如ru果guo你ni有you規gui律lv地di使shi自zi己ji的de情qing感gan肌ji靈ling活huo運yun作zuo的de話hua
，那na麼me在zai你ni真zhen正zheng需xu要yao的de時shi候hou就jiu會hui發fa揮hui作zuo用yong。你ni不bu必bi要yao大da刀dao闊kuo斧fu，隻zhi是shi需xu要yao平ping時shi小xiao小xiao的de投tou資zi。

11. zhiyedaode。duizijidexinggetexingjinxingtouzi
，yibianbagongzuowancheng。touzizhexiehexinbingfeinanshi
，yinweitouzibenshenjiushishouyizhe。zaitiyuguanjianshenhuilingshentijiankang，dantabuhuichuangzaoxindejiazhi。wanchenggongzuoxiangmu
，jianligongzuozhunzehekaifashengchanlvxitongjiangshiduizhiyedaodetouzierbingfeiyoufujiazhi。

12. 漏(lou)水(shui)的(de)水(shui)龍(long)頭(tou)。從(cong)一(yi)個(ge)漏(lou)水(shui)的(de)水(shui)龍(long)頭(tou)滴(di)下(xia)的(de)水(shui)
，久(jiu)而(er)久(jiu)之(zhi)就(jiu)會(hui)浪(lang)費(fei)大(da)量(liang)的(de)水(shui)資(zi)源(yuan)。但(dan)是(shi)水(shui)的(de)流(liu)失(shi)並(bing)不(bu)是(shi)你(ni)能(neng)看(kan)到(dao)的(de)唯(wei)一(yi)後(hou)果(guo)。如(ru)果(guo)遇(yu)到(dao)一(yi)個(ge)不(bu)久(jiu)就(jiu)要(yao)重(zhong)現(xian)的(de)小(xiao)問(wen)題(ti)，一(yi)定(ding)要(yao)馬(ma)上(shang)解(jie)決(jue)它(ta)
，這(zhe)樣(yang)就(jiu)能(neng)夠(gou)挽(wan)回(hui)以(yi)後(hou)的(de)巨(ju)大(da)損(sun)失(shi)。

13. 習(xi)慣(guan)。你(ni)的(de)日(ri)常(chang)行(xing)為(wei)習(xi)慣(guan)是(shi)一(yi)個(ge)容(rong)易(yi)忽(hu)略(lve)而(er)又(you)十(shi)分(fen)重(zhong)要(yao)的(de)方(fang)麵(mian)。你(ni)不(bu)可(ke)能(neng)把(ba)自(zi)己(ji)變(bian)成(cheng)一(yi)個(ge)機(ji)器(qi)人(ren)，但(dan)是(shi)你(ni)可(ke)以(yi)采(cai)取(qu)一(yi)些(xie)小(xiao)步(bu)驟(zhou)來(lai)確(que)保(bao)你(ni)的(de)日(ri)常(chang)活(huo)動(dong)順(shun)利(li)進(jin)行(xing)。

14. 強大的關係。建立關係網並不是在Rolodex或者Blackberry上麵添加幾個名字就行了。擁有專業和私人的關係會是一筆意想不到的財產。投資憐憫

、聆聽和溫柔
、更加被動的技巧是你具有良好人緣的寶貴財富。

15. xiuxi。jusangdeyalishiyizhongqingganzhai。suiranjieshoutiaozhanshihaoshi，danniyeyaoduinidexinlijiankangjinxingtouzi。weicuozhexunzhaofaxiechulu，weihuifutilichuangzaofangfa，nayanghuibaozhengnirihoubuhuileijiqingganzhai。

16. jibengong。duinijingchangdehuodonglingyujinxingtouzi。ruguonishutoulezhexiejibenjinengherichanghuodongdedifang，najianghuilingnishibangongbei。jibenjinengbaokuozhufan

，yuedu，yundonghelingting
，zhexiequandeyiyunaxietouzi。

17. 外表。你肯定會認為這個世界過於膚淺。我也是這樣認為的。但你的外表和衣服是一種你與外界溝通的微妙方式。所以，假如你掛著4天的短須
，你的襯衣穿了好多小孔，那麼你是時候要對溝通的第一關進行投資了。

18． 做zuo生sheng意yi。如ru果guo某mou人ren告gao訴su你ni網wang上shang貿mao易yi或huo者zhe個ge體ti經jing營ying是shi一yi件jian易yi事shi的de話hua
，那na個ge人ren肯ken定ding是shi個ge說shuo謊huang者zhe或huo者zhe騙pian子zi。努nu力li挖wa掘jue你ni的de創chuang業ye技ji能neng遠yuan比bi賺zhuan錢qian重zhong要yao。除chu了le做zuo自zi己ji喜xi歡huan的de事shi情qing，你ni還hai可ke以yi交jiao新xin朋peng友you
，建jian立li聲sheng譽yu
，同tong時shi把ba自zi己ji沉chen浸jin在zai一yi個ge學xue習xi的de環huan境jing中zhong。我wo認ren識shi很hen多duo已yi經jing開kai始shi做zuo生sheng意yi的de人ren。在zai他ta們men的de生sheng意yi有you起qi色se的de時shi候hou，當dang初chu的de投tou資zi就jiu是shi值zhi得de的de。