What is your favorite way to make money? Obviously, there are many ways to make money. You can work for a company or have your own business. You can earn money from salary, dividend, commission, bonus, and many others.

    My favorite way is to earn passive income. I'm sure this is not new to you. I've heard about it for years but only recently did I begin to understand its nature. I'm not saying that this is the best way or that everyone should do this. This is just the way I like most.

    The main reason I love passive income is freedom. With passive income, I don't need to be actively involved to make money. I do need to work hard to build the system in the beginning, but once it works I can leave it alone and the system will continue earning me money. All I need to do is checking it every now and then to make sure that nothing goes wrong. I can improve the system if I want to, but that's optional. I can spend my time on a hobby or a new project.

    Differences Between Active and Passive Income

    To better understand the nature of passive income, here are some differences between active income （income that requires your active participation） and passive income:

    * With active income, you can quickly get full-time income.For example, if you receive monthly paycheck then you will get full-time income within one month. With passive income, it may take a long time before you get it.

    * With active income, when you stop working your income drops to zero or near zero.When you work you maintain your income level or slightly increase it. With passive income, when you stop working your income stays at the same level. When you work, you increase your income level.

    From these two differences, you can see that building passive income is long and difficult. But once you make it, you will get the big reward of financial freedom.

    Steps to Build Passive Income

    From the characteristics above, here are the steps you should follow to build passive income:

    1. Build a side business.Since it takes a long time to reach full-time level with passive income, don't leave your day job. The active income from your day job will cover your expenses. At the same time, you should start building your passive income through a side business. Start early because it will take time. These passive income resources might give you some ideas.

    2. Focus.It's important that you focus on just one business and make it successful. Don't be all over the place. There's a price to pay for something to be successful and only with focus can you pay the price before you burn out.

    3. Leave your day job.Once your passive income reaches full-time level, you can leave your day job. This is where you start enjoying your financial freedom.

    4. Diversify.Now that you have more time, you need to diversify your sources of passive income. Work on new income sources. This way when something goes wrong with one source you still have other sources to cover you. This also is a good way to increase your income over time.

    你ni最zui喜xi歡huan的de賺zhuan錢qian方fang式shi是shi什shen麼me？很hen明ming顯xian，賺zhuan錢qian的de方fang式shi有you很hen多duo。你ni可ke以yi在zai公gong司si上shang班ban或huo自zi己ji做zuo生sheng意yi，你ni可ke以yi通tong過guo薪xin水shui，分fen紅hong
，傭yong金jin，獎jiang金jin和he很hen多duo其qi他ta的de方fang式shi賺zhuan錢qian。

    我wo最zui喜xi歡huan的de方fang式shi是shi賺zhuan被bei動dong收shou入ru。我wo確que定ding這zhe對dui你ni不bu是shi新xin的de內nei容rong。我wo聽ting說shuo過guo它ta已yi有you很hen多duo年nian了le
，但dan是shi僅jin在zai最zui近jin我wo開kai始shi了le解jie它ta得de本ben質zhi。我wo並bing不bu是shi說shuo這zhe是shi最zui好hao的de方fang式shi或huo每mei個ge人ren都dou應ying該gai這zhe樣yang做zuo。但dan這zhe是shi我wo最zui喜xi歡huan的de方fang式shi。

    我(wo)喜(xi)歡(huan)被(bei)動(dong)收(shou)入(ru)的(de)最(zui)主(zhu)要(yao)原(yuan)因(yin)是(shi)自(zi)由(you)。有(you)了(le)被(bei)動(dong)收(shou)入(ru)，我(wo)不(bu)需(xu)要(yao)積(ji)極(ji)融(rong)入(ru)賺(zhuan)錢(qian)。我(wo)隻(zhi)需(xu)要(yao)一(yi)開(kai)始(shi)就(jiu)努(nu)力(li)工(gong)作(zuo)來(lai)建(jian)構(gou)係(xi)統(tong)。但(dan)一(yi)旦(dan)它(ta)起(qi)作(zuo)用(yong)
，我(wo)可(ke)以(yi)不(bu)管(guan)它(ta)，然(ran)後(hou)這(zhe)個(ge)係(xi)統(tong)將(jiang)會(hui)繼(ji)續(xu)為(wei)我(wo)賺(zhuan)錢(qian)。我(wo)所(suo)需(xu)要(yao)做(zuo)的(de)是(shi)偶(ou)爾(er)檢(jian)查(zha)它(ta)來(lai)確(que)保(bao)沒(mei)有(you)出(chu)錯(cuo)。如(ru)果(guo)我(wo)願(yuan)意(yi)我(wo)能(neng)改(gai)善(shan)這(zhe)個(ge)係(xi)統(tong)
，但(dan)那(na)是(shi)可(ke)自(zi)由(you)選(xuan)擇(ze)的(de)。我(wo)能(neng)把(ba)我(wo)的(de)時(shi)間(jian)花(hua)在(zai)一(yi)個(ge)愛(ai)好(hao)和(he)一(yi)個(ge)新(xin)的(de)計(ji)劃(hua)上(shang)。

    主動收入與被動收入的區別

    為了更好地理解被動收入的本質，這裏說一說主動收入（需要你積極參與的收入）與被動收入的區別。

    * 有(you)了(le)主(zhu)動(dong)收(shou)入(ru)
，你(ni)能(neng)快(kuai)速(su)地(di)獲(huo)得(de)專(zhuan)職(zhi)收(shou)入(ru)。例(li)如(ru)
，如(ru)果(guo)你(ni)每(mei)個(ge)月(yue)收(shou)到(dao)工(gong)資(zi)單(dan)
，那(na)麼(me)你(ni)將(jiang)會(hui)每(mei)個(ge)月(yue)收(shou)到(dao)專(zhuan)職(zhi)收(shou)入(ru)。但(dan)是(shi)對(dui)於(yu)被(bei)動(dong)收(shou)入(ru)，它(ta)可(ke)能(neng)會(hui)花(hua)很(hen)長(chang)時(shi)間(jian)你(ni)才(cai)能(neng)得(de)到(dao)它(ta)。

    * 有you了le主zhu動dong收shou入ru，當dang你ni停ting止zhi工gong作zuo時shi，你ni的de收shou入ru會hui降jiang到dao零ling或huo接jie近jin零ling。當dang你ni工gong作zuo時shi，你ni能neng保bao持chi你ni的de收shou入ru水shui平ping或huo者zhe能neng稍shao微wei提ti高gao。有you了le被bei動dong收shou入ru，當dang你ni停ting止zhi工gong作zuo時shi
，你ni的de收shou入ru仍reng然ran保bao持chi在zai同tong等deng水shui平ping。當dang你ni工gong作zuo時shi，你ni能neng提ti高gao你ni的de收shou入ru水shui平ping。

    從這兩點差異來看，你能夠理解建構被動收入是長期且困難的。但一旦你做到了
，你將會得到一大筆可自由支配的報酬。

    建構被動收入的步驟

    從以上的特征來看，下麵是你應當遵循來建構被動收入的步驟：

    1. 建jian立li一yi個ge另ling外wai的de行xing業ye。既ji然ran被bei動dong收shou入ru要yao花hua很hen長chang的de時shi間jian才cai能neng達da到dao專zhuan職zhi水shui平ping
，不bu要yao離li開kai你ni的de白bai天tian的de專zhuan職zhi工gong作zuo。白bai天tian專zhuan職zhi工gong作zuo的de主zhu動dong收shou入ru會hui擔dan負fu你ni的de開kai銷xiao。同tong時shi，i應當通過一個另外的行業來建立你的被動收入。因為它將會花時間，所以早點開始。這些被動收入來源也許能給你一些提示。

    2.聚(ju)焦(jiao)。你(ni)聚(ju)焦(jiao)於(yu)一(yi)個(ge)行(xing)業(ye)且(qie)讓(rang)它(ta)成(cheng)功(gong)是(shi)重(zhong)要(yao)的(de)。不(bu)要(yao)包(bao)括(kuo)所(suo)有(you)的(de)行(xing)業(ye)。為(wei)那(na)些(xie)成(cheng)功(gong)的(de)事(shi)業(ye)付(fu)出(chu)是(shi)有(you)代(dai)價(jia)的(de)，而(er)且(qie)你(ni)隻(zhi)有(you)聚(ju)焦(jiao)於(yu)一(yi)個(ge)你(ni)才(cai)能(neng)在(zai)你(ni)精(jing)力(li)耗(hao)盡(jin)前(qian)付(fu)得(de)起(qi)。

    3.離開你的白天專職工作。一旦你的被動收入達到了專職水平
，你可以離開你的專職工作了。這就是你開始享受自由支配金錢的特權。

    4. 多duo樣yang化hua。既ji然ran你ni有you更geng多duo的de時shi間jian
，你ni需xu要yao使shi你ni的de被bei動dong收shou入ru來lai源yuan多duo樣yang化hua。尋xun找zhao新xin的de收shou入ru來lai源yuan。用yong這zhe種zhong方fang法fa
，當dang其qi中zhong一yi種zhong來lai源yuan有you問wen題ti時shi
，你ni仍reng然ran還hai有you其qi他ta來lai源yuan來lai幫bang補bu。這zhe也ye是shi一yi種zhong增zeng加jia你ni的de收shou入ru的de好hao方fang法fa。